16 November 2017

If you are already in Zimbabwe

1. Medical expenses:  we will provide cover medical expenses due to your unexpected illness, injury or death (you may not participate in the hostilities). 

2.  All other benefits:  The policy excludes cover for any claim relting directly or indirectly to war (whether declared or not), hositilities, invasion or civil war.

3. Cancel for any reason:  If you purchased Comprehensive or Business cover within 24 hours of paying your trip deposit, we will reimburse 50% of your unused flights and accommodation up to the sum insured in your schedule of benefits.  You must cancel your trip more than 48 hours before your departure from South Africa, Namibia or Botswana.