Product Comparison

This is a summary of the terms, conditions and exclusions of the travel insurance provided by Hollard Travel Insurance and subject to the terms and conditions. For more information refer to the policy wording obtainable from our downloads section. 

  Inbound Senior Group COVID19 Explorer Business Top Up free medical
Maximum Age 70 years 81 years 70 years 70 years 70 years 70 years 70 years

Summary of Benefits View
1 Overseas Medical Refer below Refer below Refer below Refer below Refer below Refer below Refer below
1.1 Illness / injury excluding pre-existing, sport or infectious disease R20,000,000 R5,000,000 R30,000,000 R100,000,000 R50,000,000 R100,000,000 R15,000,000
1.2 An infectious disease: in hospital expenses R10,000,000 Nil R1,000,000 R50,000,000 R5,000,000 R10,000,000 R500,000
1.3 Additional accommodation whilst quarantined booked by us R10,000 Nil Nil R15,000 Nil R10,000 Nil
1.4 Cost of test for infectious disease when positive R1,000 R2,000 R2,000 R2,000 R2,000 R2,000 R2,000
1.5 Pre-existing condition declared to us: in hospital expenses Nil R700,000 R700,000 R5,000,000 R1,500,000 R1,000,000 R500,000
1.6 Amateur sport/winter sport R5,000,000 R1,000,000 R1,000,000 R50,000,000 R50,000,000 R1,000,000 R1,000,000
1.7 Dental or Optical: Illness R2,000 R2,000 R2,000 R2,000 R2,000 R2,000 R2,000
1.8 Covered illness / injury whilst in hospital or outpatient not authorised by us R10,000 R10,000 R10,000 R10,000 R10,000 R10,000 R10,000
1.9 Medical Evacuation / Repatriation / Return of mortal remains booked by us Included in Section 1 Included in Section 1 Included in Section 1 Included in Section 1 Included in Section 1 Included in Section 1 Included in Section 1
2 Cancellation & Curtailment Refer below Refer below Refer below Refer below Refer below Refer below Refer below
2.1 Additional Cancellation & Curtailment Not selected Not selected Not selected Not selected Not selected Not selected Not selected
2.2 Illness/injury or death (not pre-existing) R20,000 R15,000 R20,000 R60,000 R30,000 R60,000 R15,000
2.3 Damage or Burglary affecting your home exceeding R10,000 R20,000 R15,000 R20,000 R60,000 R30,000 R60,000 R15,000
2.4 Being retrenched by your employer R20,000 R15,000 R20,000 R60,000 R30,000 R60,000 R15,000
2.5 Terrorist incident 14 days before trip R20,000 R15,000 R20,000 R60,000 R30,000 R60,000 R15,000
2.6 Supplier financial default Nil Nil Nil Nil Nil Nil Nil
2.7 Pre-existing medical conditions (purchase policy within 24 hours-trip deposit) Nil Nil Nil 50% of loss up to R25,000 50% of loss up to R15,000 50% of loss up to R25,000 50% of loss up to R15,000
2.8 Complications in pregnancy (purchase policy within 24 hours-trip deposit) Nil Nil Nil 50% of loss up to R25,000 50% of loss up to R15,000 50% of loss up to R25,000 50% of loss up to R15,000
2.9 Cancellation - Any Reason not listed (purchase policy within 24 hours-trip deposit) Nil 50% of loss up to R10,000 Nil 50% of loss up to R25,000 50% of loss up to R15,000 50% of loss up to R25,000 Nil
2.10 City isolated due to outbreak of virus (purchase policy within 24 hours-trip deposit) Nil 75% of loss up to R10,000 Nil 75% of loss up to R10,000 Nil 75% of loss up to R10,000 Nil
2.11 Sporting event or conference cancelled (purchase policy within 24 hours-trip deposit) Nil Nil Nil 75% of loss up to R10,000 Nil 75% of loss up to R10,000 Nil
2.12 Flight or cruise cancelled by the carrier Nil Nil Nil Nil Nil Nil Nil
2.13 Your compulsory quarantine when you test positive R20,000 R15,000 R20,000 R60,000 R30,000 R30,000 R15,000
3 Travel Delay Refer below Refer below Refer below Refer below Refer below Refer below Refer below
3.1 Flight/cruise departed 6 hours or more later than scheduled R2,000 R3,500 R4,000 R5,000 R5,000 R5,000 R3,500
3.2 Missed connection: flight or cruise arrive more than 1 hour later than scheduled R2,500 R2,500 R5,000 R20,000 R5,000 R10,000 R2,500
4 Personal Baggage Refer below Refer below Refer below Refer below Refer below Refer below Refer below
4.1 Baggage, clothing, toiletries R15,000 R10,000 R15,000 R35,000 R15,000 R20,000 R10,000
4.2 Any one article/pair/set of articles R1,000 R1,500 R1,500 R3,500 R3,000 R2,000 R1,500
4.3 Sunglasses/Prescription glasses/cell phones/ipad/ipod Nil R1,000 R1,000 R1,000 R1,000 R1,000 R1,000
4.4 Loss, damage or theft from beach/pool-side Nil R1,000 R1,000 R1,000 R1,000 R1,000 R1,000
4.5 Laptop, palmtop or computer Nil R2,000 R2,000 R3,500 R3,500 R5,000 R2,000
4.6 Cash and/or Passport on your person/in safe R3,500 R2,000 R2,000 R2,000 R2,000 R2,000 R2,000
4.7 Baggage delay outside home country (6hrs+) R2,000 R1,500 R2,000 R3,500 R3,500 R3,500 R1,500
5 Legal Refer below Refer below Refer below Refer below Refer below Refer below Refer below
5.1 Personal Liability - excess R1000 R1,000,000 R1,000,000 R1,000,000 R5,000,000 R5,000,000 R5,000,000 R1,000,000
5.2 Bail Bond Nil R5,000 R5,000 R5,000 R5,000 R5,000 R5,000
6 Personal Accident Refer below Refer below Refer below Refer below Refer below Refer below Refer below
6.1 Death/Permanent Disablement Nil Nil R50,000 R150,000 R100,000 R150,000 R50,000
7 Carrier Accumulation Limit R50,000,000 R50,000,000 R50,000,000 R50,000,000 R50,000,000 R50,000,000 R50,000,000
8 Excess per person, per benefit per claim R500 R500 R500 R500 R500 R500 R500