Product Comparison

This is a summary of the terms, conditions and exclusions of the travel insurance provided by Hollard Travel Insurance. What is stated in this summary is subject to what is stated in the travel policy’s terms and conditions. For more information refer to the policy wording obtainable from our downloads section.

  Inbound Senior Comprehensive Premier Visa Medical Top-up Business
Maximum Age 70 years 81 years 70 years 70 years 70 years 70 years 70 years

Summary of Benefits View
1 Overseas Medical Refer below Refer below Refer below Refer below Refer below Refer below Refer below
1.1 Not Pre-existing R20,000,000 R5,000,000 R50,000,000 R30,000,000 R15,000,000 R15,000,000 R50,000,000
1.2 Pre-existing condition (in hospital expenses) Nil R500,000 R1,000,000 R500,000 R500,000 R500,000 R1,000,000
1.3 Amateur sport/winter sport R5,000,000 Included 1.1 Included 1.1 Included 1.1 Included 1.1 Included 1.1 Included 1.1
1.4 Terrorism R2,000,000 R2,000,000 R2,000,000 R2,000,000 R2,000,000 R2,000,000 R2,000,000
1.5 Evacuation / Repatriation / Return of mortal remains Included 1.1 Included 1.1 Included 1.1 Included 1.1 Included 1.1 Included 1.1 Included 1.1
1.6 Dental or Optical: Illness R2,000 R2,000 R2,000 R2,000 R2,000 R2,000 R2,000
2 Cancellation & Curtailment Refer below R10,000 Refer below Refer below Refer to below Refer below Refer below
2.1 Illness/injury or death (not pre-ex) R20,000 R10,000 R60,000 R25,000 R15,000 R15,000 R60,000
2.2 Being made redundant R20,000 R10,000 R60,000 R25,000 R15,000 R15,000 R60,000
2.3 Damage or Burglary affecting your home: R10,000+ R20,000 R10,000 R60,000 R25,000 R15,000 R15,000 R60,000
2.4 Your compulsory quarantine R20,000 R10,000 R60,000 R25,000 R15,000 R15,000 R60,000
2.5 Terrorist incident 14 days before trip R20,000 R10,000 R60,000 R25,000 R15,000 R15,000 R60,000
2.6 Supplier financial default Nil Nil R25,000 Nil Nil Nil R25,000
2.7 Pre-existing medical conditions (purchase within 24 hrs) Nil Nil 50% of loss upto R25,000 Nil Nil Nil 50% of loss upto R25,000
2.8 Complications in pregnancy (purchase within 24 hrs) nil Nil 50% of loss upto R25,000 Nil Nil Nil 50% of loss upto R25,000
2.9 Any Reason (purchase within 24 hours-trip deposit) Nil 50% of loss upto R10 000 50% of loss upto R25,000 Nil Nil Nil 50% of loss upto R25,000
3 Travel Delay Refer below Refer below Refer below Refer below Refer below Refer below Refer below
3.1 Flight/cruise departed late (6hrs+) R2,000 R3,500 R5,000 R4,000 R3,500 R3,500 R5,000
3.2 Late arrival of Flight/cruise (miss connection) 4hrs+ R2,500 R2,500 R20,000 R5,000 R2,500 R2,500 R20,000
4 Personal Baggage Refer below Refer below Refer below Refer below Refer below Refer below Refer below
4.1 Baggage, clothing, toiletries R15,000 R10,000 R35,000 R20,000 R10,000 R10,000 R35,000
4.2 Any one article/pair/set of articles R2,500 R1,500 R3,500 R2,000 R1,500 R1,500 R3,500
4.3 Sunglasses/Prescription glasses/cell phones/ipad/ipod R1,000 R1,000 R1,000 R1,000 R1,000 R1,000 R1,000
4.4 Loss, damage or theft from beach/pool-side Nil R1,000 R1,000 R1,000 R1,000 R1,000 R1,000
4.5 Laptop, palmtop or computer R2,000 R2,000 R3,500 R2,000 R2,000 R2,000 R3,500
4.6 Cash and/or Passport R1,000 R2,000 R2,000 R2,000 R2,000 R2,000 R2,000
4.7 Baggage delay outside home country (6hrs+) R2,000 R1,500 R3,500 R2,000 R1,500 R1,500 R3,500
5 Legal Refer below Refer below Refer below Refer below Refer below Refer below Refer below
5.1 Personal Liability - excess R1000 R500,000 R1,000,000 R5,000,000 R1,000,000 R1,000,000 R1,000,000 R5,000,000
5.2 Bail Bond Nil R5,000 R5,000 R5,000 R5,000 R5,000 R5,000
6 Personal Accident Refer below Refer below Refer below Refer below Refer below Refer below Refer below
6.1 Death/Permanent Disablement - Nil R150,000 R100,000 R50,000 R50,000 R150,000
7 Carrier Accumulation Limit R50,000,000 R50,000,000 R50,000,000 R50,000,000 R50,000,000 R50,000,000 R50,000,000
8 Excess per benefit per claim R500 R500 R500 R500 R500 R500 R500